2006 Survey of Bank Fees

Table Of Contents

Table 1.1a Cheques Issued
Table 1.1b Cheques Issued: Unverified
Table 1.1c Cheques Issued: Positive Pay
Table 1.2 Deposits
Table 1.3a Items Deposited
Table 1.3b Items Deposited: Pre-Encoded
Table 1.4 Stop Payments - Manual
Table 1.5 Chargebacks
Table 1.6 Certified Cheques
Table 1.7 Bank Drafts
Table 1.8 Transfers Between Accounts: Verbal or by Mail
Table 1.9 Automatic Transfers: Standing Orders
Table 1.10 Incoming Wires
Table 1.11a Wire Transfers to Third Parties: Domestic
Table 1.11b Wire Transfers to Third Parties:Foreign
Table 1.12 Interim Statements
Table 1.13 Extra Statements
Table 1.14 Currency Deposited
Table 1.15 Currency Supplied
Table 1.16a Electronic Funds Transfers: Credits
Table 1.16b Electronic Funds Transfers: Debits
Table 1.16c Electronic Funds Transfers: Files
Table 1.16d Electronic Funds Transfers: Rejects, Returns, Recalls, Representments
Table 1.17 Offset Arrangements (Mirror Netting)
Table 1.18 Automatic Loan Revolvement (Positioning)
Table 1.19 Bank Audit Confirmations
Table 1.20 Credit Reports - Written
Table 1.21a Interest on Surplus Balances:Canadian Dollar Accounts
Table 1.21b Interest on Surplus Balances:U.S. Dollar Accounts

Table 2.1a Direct Deposits from Remote Branches from Same Bank
Table 2.1b Direct Deposits from Remote Branches from Other Banks
Table 2.2 Lock Box Services - Wholesale
Table 2.3a Account Reconciliation Services: Sort of Paid Cheques by Desired Sequence
Table 2.3b Account Reconciliation Services: Matching Paid Cheque to Issue Data
Table 2.4 Payment Processing Systems

Table 3.1 Computer Connect Time
Table 3.2a Electronic Balance and Reporting: Module Fee
Table 3.2b Electronic Balance and Reporting: Each Reporting Entity
Table 3.2c Electronic Balance and Reporting: Each Transaction Reported
Table 3.3a Electronic Transfer Service: Module Fee
Table 3.3b Electronic Transfer Service: Transfers Between Own Accounts at Same Bank
Table 3.3c Electronic Transfer Service: Transfers to Third Party Accounts at Same Bank
Table 3.3d Electronic Transfer Service: Transfers to Third Party Accounts at Another Financial Institution in Canada
Table 3.3e Electronic Transfer Service: Transfers to Third Party Accounts

Table 4.1.1a Operating Line of Credit:Interest Rate Charged on Canadian Dollar Loans
Table 4.1.2a Operating Line of Credit:Interest Rate Charged on Canadian Dollar Loans - sorted by credit rating
Table 4.1.1b Operating Line of Credit:Interest Rate Charged on U.S. Dollar Loans
Table 4.2a Bankers' Acceptances: Stamping Fee
Table 4.2b Bankers' Acceptances: Stamping Fee - sorted by credit rating
Table 4.3a LIBOR Notes: Mark-Up
Table 4.3b LIBOR Notes: Mark-Up - sorted by credit rating
Table 4.4a Standby Lines of Credit: Commitment Fee Charged
Table 4.4b Standby Lines of Credit: Commitment Fee Charged - sorted by credit rating
Table 4.5a Letters of Credit: Charge on Opening Amount
Table 4.5b Letters of Credit: Charge on Opening Amount - sorted by credit rating
Table 4.6a Letters of Guarantee: Charge on Opening Amount
Table 4.6b Letters of Guarantee: Charge on Opening Amount - sorted by credit rating

Table 5.1 Credit Card Discount Rates
Table 5.2 Equipment Rental
Table 5.3 Debit Card Transactions
Table 5.4 Client Service Evaluations - Average Percentage Score by Credit Card Processor

Table 6.1 Client Service Evaluations - Average Percentage Score by Bank
Table 6.2 Client Service Evaluations - Rankings by Bank

Table A1.1 Deposits: Sorted by Volume of Deposits